Denise Richards’ Husband Aaron Phypers Fights Creditor’s Attempt to Garnish Her Wages to Settle His $228K Debt

Real Housewives of Beverly Hills alum Denise Richards and her husband, Aaron Phypers, have had many ups and downs in recent years. One of the ups was her return to reality television on Bravo’s Denise Richards & Her Wild Things. Now, Aaron is fighting back in court as one of his creditors seeks to seize his wife’s wages to settle one of his debts.

Regarding the debt in question, Creditors Adjustment Bureau sued Aaron, 52, and his wellness company in 2022. This came after he took out a $190,000 business loan with an 11% interest rate in 2019 and then defaulted. Notably, Aaron and Denise, 54, tied the knot in 2018. 

InTouch Weekly has obtained court documents showing that Creditors Adjustment Bureau wants to use Denise’s wages to pay back Aaron’s defaulted loan, which he is trying his best to block. For context, he was ordered to pay the company $228,000.

A lawyer for the company says, “Denise Richards currently is, and at the time the debt was incurred was, the spouse of Defendant and Judgment Debtor Aaron William Cameron Phypers aka Aaron Phypers aka Aaron W. Phypers and is responsible for the community property debts.”

The debt collector is requesting an order “attaching the wage earnings and other assets in the name, possession, custody, and control of Denise Richards.”

So, what’s Aaron’s argument for why the company shouldn’t pursue Denise’s income? He argues that there is no “admissible evidence that [Aaron] and [Denise] are actually married.” His attorney even objected to the use of an article that stated the two were married, calling it “inadmissible hearsay and not competent evidence.”

His attorney also said, “Judgment creditor presents no evidence that [Aaron] and [Denise’s] assets are community property. An attachment order or other collection order that permits recovery from unspecified assets is inappropriate and overly broad, potentially permitting seizure of assets that are not community property.”

This is also an argument over what constitutes community property. The court documents continue, “While marital earnings (assuming the two are married) are generally community property, that is not necessarily the case. Married couple can enter into transmutation and other agreements that change the character of assets and earnings. By failing to give proper notice to [Denise], [Creditors Adjustment Bureau] precludes her from presenting evidence that would provide an exception to what is generally true.”

It’s also important to note that it’s not believed that Denise has anything to do with the loan. Aaron also does not dispute that he failed to make payments, as he says he lacked the funds to do so. There was also a settlement reached in 2023, which required Aaron to make five-figure monthly payments. Unfortunately, he has been accused of failing to uphold the agreement, which was supposed to last until early 2025. 

This isn’t the only lawsuit Aaron is involved in. He was sued in November by a widower for fraud and breach of contract over his wellness facility.